Welcome to Insurance Consulting Services. By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By using this website, you confirm that you accept these Terms & Conditions. If you do not agree, please discontinue use of our website.

2. Services

Insurance Consulting Services provides guidance, consultation, and information related to various insurance products. All content on this website is for general informational purposes only and does not constitute a binding agreement or guarantee of coverage.

3. No Professional Guarantee

While we strive to provide accurate and up-to-date information, we do not guarantee that all information is complete, reliable, or suitable for your specific situation. Final decisions should be made in consultation with licensed insurance providers.

4. User Responsibilities

By using our website, you agree:

• To provide accurate and truthful information
• Not to misuse the website or its services
• Not to engage in unlawful or harmful activities
• Not to attempt unauthorized access to our systems

5. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Insurance Consulting Services unless otherwise stated. You may not copy, reproduce, or distribute content without written permission.

6. Third-Party Links

Our website may include links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites.

7. Limitation of Liability

Insurance Consulting Services shall not be held liable for any direct, indirect, or consequential damages resulting from the use of this website or reliance on its content.

8. Privacy

Your use of our website is also governed by our Privacy Policy. Please review it to understand how your data is handled.

9. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date.

10. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us:

📧 Email: info@insuranceconsultingservices.online